Best SGD to JPY Exchange Rate in Tokyo
Updated: June 04, 2026 — Rates updated daily
How much are you exchanging?
Compare SGD to JPY Providers in Tokyo
| Provider | Exchange Rate | Spread | Cost on 1,000 SGD | Verdict |
|---|---|---|---|---|
|
Interbank Rate
The base rate banks use between themselves
|
124.6578 | 0.0% | $0 | Not available to individuals |
|
Wise
BEST RATE
Mid-market rate + small transparent fee
|
123.7852 | 0.7% | $7.00 | Best option for most transfers Get this rate → |
|
Online Bank
e.g. Tangerine, EQ Bank, Revolut
|
122.7879 | 1.5% | $15.00 | Good if you already bank online |
|
Major Bank
e.g. TD, RBC, BMO, Scotiabank, CIBC
|
121.5414 | 2.5% | $25.00 | Convenient but expensive |
|
Currency Exchange Office
Street-level exchange bureaus
|
120.6688 | 3.2% | $32.00 | Shop around — rates vary widely |
|
Airport Exchange
Terminals at major airports
|
117.1783 | 6.0% | $60.00 | Avoid — highest fees |
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Exchanging SGD to JPY in Tokyo (2026)
The best way to exchange SGD to JPY in Tokyo in 2026 is to use an online transfer service like Wise, which offers rates close to the interbank (mid-market) rate with a transparent fee of around 0.7%. On a $1,000 exchange, that's a saving of roughly $20–50 compared to your local bank.
Avoid exchanging currency at Tokyo airport — airport kiosks typically charge 5–7% above the interbank rate. On a $1,000 exchange, that means losing $50–70 in hidden fees.
The interbank rate (also called the mid-market rate or real exchange rate) is the rate banks use when trading currency with each other. It is the fairest benchmark and what you see on Google. Retail customers never receive the exact interbank rate — but Wise comes closest.
Today's interbank rate for SGD/JPY is 1 SGD = 124.6578 JPY . This rate changes throughout the day as global markets move.
Frequently Asked Questions
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