US Mortgage Calculator 2026

Calculate your monthly payment, PMI, amortization schedule and compare current rates from Wells Fargo, Chase, Bank of America, Rocket Mortgage and more.

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Total Interest
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PMI (annual)
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Total Cost
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Principal Interest
■ Principal β€” ■ Interest β€”

Amortization Schedule

YearPaymentPrincipalInterestBalance

Current Rates β€” US Lenders

Indicative rates β€” verify on lender's site
Lender30-yr Fixed15-yr Fixed5/1 ARMAction
Rates are indicative, derived from CFPB market data for borrowers with 740+ credit score and 20% down. FHA: 3.5% min down. VA: 0% for eligible veterans. Always confirm with the lender.