🇺🇸 US Mortgage Calculator
US Mortgage Calculator 2026
Calculate your monthly payment, PMI, amortization schedule and compare current rates from Wells Fargo, Chase, Bank of America, Rocket Mortgage and more.
Switch to Canadian Mortgage Calculator 🍁
$
$
3%50%
10 yr30 yr
%
Pick a rate from the lender comparison below
Loan Type
Payment
—
/ month
Total Interest
—
PMI (annual)
—
Total Cost
—
Principal
Interest
■ Principal —
■ Interest —
Amortization Schedule
| Year | Payment | Principal | Interest | Balance |
|---|
Current Rates — US Lenders
Indicative rates — verify on lender's site| Lender | 30-yr Fixed | 15-yr Fixed | 5/1 ARM | Action |
|---|---|---|---|---|
| Wells Fargo | 7.030% | 6.280% | 6.530% | |
| Chase | 7.155% | 6.405% | 6.655% | |
| Bank of America | 7.030% | 6.280% | 6.530% | |
| Citibank | 6.905% | 6.155% | 6.405% | |
| US Bank | 7.155% | 6.405% | 6.655% | |
| Rocket Mortgage | 7.405% | 6.655% | 6.905% | |
| loanDepot | 7.279% | 6.529% | 6.779% | |
| PNC Bank | 7.030% | 6.280% | 6.530% | |
| Ally Bank | 6.905% | 6.155% | 6.405% | |
| Truist Bank | 7.155% | 6.405% | 6.655% | |
| Better Mortgage | 7.030% | 6.280% | 6.530% | |
| Navy Federal CU | 6.780% | 6.030% | 6.280% |
Rates are indicative, derived from CFPB market data for borrowers with 740+ credit score and 20% down. FHA: 3.5% min down. VA: 0% for eligible veterans.
Updated Sep 28, 2026.
Always confirm with the lender.