US Dollar to New Zealand Dollar — USD to NZD
USD to NZD Converter
USD/NZD Rate — Last 30 Days
USD fell 1.21% vs NZD this week — a clear short-term downtrend. Watch whether this continues or reverses.
The 7-day average rate is below the 30-day average — recent momentum favors NZD strengthening vs USD. The trend may continue until a catalyst (rate decision, economic data) reverses it.
The rate is at its lowest point in 30 days. USD is under significant selling pressure. At lows, a bounce is possible — but only if the fundamental drivers change.
RSI below 50 means sellers are in control over the recent period. At 43, momentum is moderately bearish — not extreme, suggesting the downtrend may have room to continue.
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Rate Statistics
| Period | High | Low | Average |
|---|---|---|---|
| 7 days | 1.7325 | 1.7056 | 1.7171 |
| 30 days | 1.7723 | 1.6717 | 1.7174 |
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Historical USD/NZD Rates by Year
What drives the USD/NZD rate?
Whether you're converting USD for travel, business, or investment, here's what drives the USD to NZD exchange rate. The USD/NZD exchange rate is determined by supply and demand in global currency markets, influenced by interest rate decisions from both central banks, economic data releases, inflation figures, and broader risk sentiment in financial markets. Trade flows between the two countries or regions also play an important role in long-term rate direction.
How to get the best USD to NZD rate
The rate shown above is the interbank mid-market rate — the real exchange rate used between financial institutions. Individual customers cannot access this rate directly. Banks typically add a 2–3% spread on top, meaning you receive significantly less than the rate shown.
Online transfer services like Wise offer rates very close to the interbank rate with a small transparent fee of 0.5–1%. On a $1,000 USD exchange this typically saves $15–25 compared to a bank. Airport exchange booths charge the highest fees — often 5–8% above the interbank rate — and should be avoided for large amounts.