Swiss Franc to US Dollar — CHF to USD
CHF to USD Converter
CHF/USD Rate — Last 30 Days
Rate Statistics
| Period | High | Low | Average |
|---|---|---|---|
| 7 days | 1.2794 | 1.2643 | 1.2740 |
| 30 days | 1.2867 | 1.2643 | 1.2762 |
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Historical CHF/USD Rates by Year
What drives the CHF/USD rate?
Whether you're an expat in Switzerland converting CHF earnings, repatriating Swiss savings, or tracking the franc's safe-haven premium, here's what drives the Swiss Franc to US Dollar rate. The USD/CHF pair features the Swiss Franc, considered a safe-haven currency. CHF typically strengthens during global uncertainty and geopolitical risk. Swiss National Bank interventions in the currency market are well documented and can cause sharp moves. Switzerland's political neutrality and strong banking sector support long-term CHF demand.
How to get the best CHF to USD rate
The rate shown above is the interbank mid-market rate — the real exchange rate used between financial institutions. Individual customers cannot access this rate directly. Banks typically add a 2–3% spread on top, meaning you receive significantly less than the rate shown.
Online transfer services like Wise offer rates very close to the interbank rate with a small transparent fee of 0.5–1%. On a $1,000 CHF exchange this typically saves $15–25 compared to a bank. Airport exchange booths charge the highest fees — often 5–8% above the interbank rate — and should be avoided for large amounts.